Kotak Mahindra Bank SMS Banking


  1. Get latest updates on your account balance, salary credits, large debits, large credits, holding value and much more
  2. Simply send the following SMS commands to get the latest updates

SMS commands

SMS the following codes to 9971056767 or 5676788
K HELP for details


Banking Accounts
Balance InquiryK BAL B
Last 3 TransactionsK TXN B
Last 3 months statement on emailK STMT B
Statement on email for a particular month in the current financial yearK STMT B E
Statement on email for any particular periodK STMT B F G
Cheque Status InquiryK CHQSTATUS B C
New Cheque Book RequestK CHQBOOK B
Interbank Mobile Payment Service (IMPS)
Mobile Money Identifier (MMID) Generation/RetrievalK MMID B
MMID Cancellation for an accountK MMIDREVOKE M
MMID Cancellation for all accountsK MMIDCANCEL
MMID ReinstationK MMIDREINST M
Investment Accounts
Know Your Account No.K MFACCT A
Holding ValueK MFBAL X
Demat Accounts
Know Your Account No.K DPACCT A
Holding ValueK DPBAL Y
Locator
Know the nearest ATMK ATM Z
Know the nearest BranchK BRANCH Z
PIN Regeneration
Net BankingK NETPIN A
Phone BankingK PHONEPIN A
Debit CardK DEBITPIN D
Debit Cards
Activation of Debit Card for use at Merchant EstablishmentsK POSACT D

A - Last 4 digits of Customer Relationship Number
B - Last 4 digits of Account Number
C - Complete Cheque Number
D - Last 4 digits of Debit Card Number
E - First 3 letters of the month
F - Start period. First 3 letters of the month followed by last 2 digits of the year (e.g.: For September 2007 please mention as SEP07)
G - End Period. First 3 letters of the month followed by last 2 digits of the year (e.g.: For February 2008 please mention as FEB08)
M - 7 digit MMID of your account
X - Last 4 digits of Investment Account
Y - Last 4 digits of Demat Account
Z - 6 digit Postal Pin code
Please Note:

  1. You can send the SMS in either upper case (capital letters) or lower case (small letters) i.e., K BAL and k bal, both will help you to know your account balance.
  2. The SMS commands contain blank spaces which should be kept when sending SMS. There are 2 blank spaces; one after 'K' and the other after the code say BAL.
  3. Please use only the mobile number which has been registered to use the SMS Banking & Alerts facility. For your safety, we will not accept requests from any other mobile number.
  4. PIN regeneration requests will be accepted through SMS; however, new PIN will be sent to your registered communication address via post only.
SMS Banking is available for registered customers only. 

Eligibility

  1. Existing Kotak Bank savings or current account holder
  2. The bank account should be registered for SMS Banking

How to Register


An easy registration process keeps you informed about your banking transactions 24X7 with a simple SMS request.
Step 1:
Download SMS Banking Registration form

Step 2:
Complete SMS Banking Registration form

Step 3:
Submit it through ATM, Branch or post
  • Drop-box placed in Bank branches / ATMs
  • Send the form through ordinary post to:
    Customer Contact Centre,
    Kotak Mahindra Bank Ltd.,
    Post Box Number 16344,
    Mumbai 400 013



For More Details 


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